Systematic withdrawal planning
नेपाल ↔ कोरिया जीवनको लागि व्यवस्थित निकासी योजना
Model inflation-linked spending, portfolio survival, and safe withdrawal pressure — in KRW with premium visuals built for FIRE Nepal.
0.00%
Initial withdrawal rate (annualized)
Benchmark: many FIRE plans anchor near 3–4% initial withdrawal for 30+ year horizons. This is an educational model, not tax or investment advice.
Safe withdrawal warning
सुरक्षित निकासी चेतावनीProjected depletion in 0y 1m — raise capital, lower monthly draws, or improve expected return assumptions.
Inputsविवरण
Initial investment
प्रारम्भिक लगानीMonthly withdrawal
मासिक निकासीExpected annual return %
अपेक्षित वार्षिक प्रतिफलInflation rate %
मुद्रास्फीति दरInvestment horizon (years)
लगानी अवधिSustainability score
दिगोपन स्कोर0
Higher is better — blends runway and ending strength.
AI-style insight
एआई सुझावAt current settings, the portfolio may deplete after about 0y 1m of withdrawals. Initial withdrawal rate is in a calmer band for multi-decade retirements.
Total withdrawals (nominal)
कुल निकासी₩0
Inflation-adjusted spending path
Passive monthly draw
मासिक निकासी₩0
Starting withdrawal — lifestyle funded from portfolio
Gross monthly return (start)
सुरुको मासिक प्रतिफल₩0
Approx. first-month portfolio return before withdrawals
Survival horizon
टिक्ने अवधि0y 1m
Until depletion in model
Yearly balance projection
वार्षिक ब्यालेन्स प्रक्षेपणGold line shows spending held flat; green follows rising withdrawals with inflation — the gap is inflation impact on the portfolio.
Withdrawals & inflation
निकासी र मुद्रास्फीतिYearly cash pulled from the portfolio: inflation path vs flat spending (same starting withdrawal).
Ending balances (model)
अन्तिम ब्यालेन्सWith inflation on spending: ₩0 · Flat spending path: ₩0