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Systematic withdrawal planning

नेपाल ↔ कोरिया जीवनको लागि व्यवस्थित निकासी योजना

Model inflation-linked spending, portfolio survival, and safe withdrawal pressure — in Nepalese Rupees (रु) with premium visuals built for FIRE Nepal.

FIRE withdrawal safetyFIRE निकासी सुरक्षा

0.00%

Initial withdrawal rate (annualized)

Comfort band

Benchmark: many FIRE plans anchor near 3–4% initial withdrawal for 30+ year horizons. This is an educational model, not tax or investment advice.

Safe withdrawal warning

सुरक्षित निकासी चेतावनी

Projected depletion in 0y 1m — raise capital, lower monthly draws, or improve expected return assumptions.

Inputsविवरण

Initial investment

प्रारम्भिक लगानी
रु

Monthly withdrawal

मासिक निकासी
रु

Expected annual return %

अपेक्षित वार्षिक प्रतिफल
%

Inflation rate %

मुद्रास्फीति दर
%

Investment horizon (years)

लगानी अवधि
years

Sustainability score

दिगोपन स्कोर

0

Higher is better — blends runway and ending strength.

AI-style insight

एआई सुझाव

At current settings, the portfolio may deplete after about 0y 1m of withdrawals. Initial withdrawal rate is in a calmer band for multi-decade retirements.

Total withdrawals (nominal)

कुल निकासी

रु 0

Inflation-adjusted spending path

Passive monthly draw

मासिक निकासी

रु 0

Starting withdrawal — lifestyle funded from portfolio

Gross monthly return (start)

सुरुको मासिक प्रतिफल

रु 0

Approx. first-month portfolio return before withdrawals

Survival horizon

टिक्ने अवधि

0y 1m

Until depletion in model

Yearly balance projection

वार्षिक ब्यालेन्स प्रक्षेपण

Gold line shows spending held flat; green follows rising withdrawals with inflation — the gap is inflation impact on the portfolio.

Withdrawals & inflation

निकासी र मुद्रास्फीति

Yearly cash pulled from the portfolio: inflation path vs flat spending (same starting withdrawal).

Ending balances (model)

अन्तिम ब्यालेन्स

With inflation on spending: रु 0 · Flat spending path: रु 0

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